IELTS Writing Task 2

Views on Digital Currencies Accelerating a Cashless Society

An IELTS Writing Task 2 essay prompt. Plan a clear position, develop two supporting paragraphs, and conclude — then get AI feedback in about 45 seconds.

Task 2 · EssayOpinionHard
Estimated time

40 min

Credits

2

Recommended length

250+ words

Question Prompt

Review the prompt carefully before you open the timed writing workspace.

Central banks around the world are introducing or considering digital currencies (CBDCs), and cash usage has been declining sharply in many countries. Some experts argue that the complete elimination of cash would reduce financial crime and increase economic efficiency. Others, however, warn that the shift to digital currencies could severely compromise personal privacy and marginalise vulnerable groups who lack access to technology. Do you agree or disagree that digital currencies should completely replace cash?

How to Approach This Question

A quick, practical checklist for this specific task type.

  1. 1

    Take a clear position in the introduction and restate it in the conclusion — do not sit on the fence.

  2. 2

    Devote one body paragraph to each main reason, with a specific example or evidence supporting your view.

  3. 3

    Address a counter-argument briefly to show awareness, then explain why your position still holds.

  4. 4

    Aim for 270–290 words in 40 minutes and use linking words: firstly, furthermore, however, therefore.

Opinion·Hard

Key Topic Vocabulary

Useful terms and concepts to weave into your answer for this prompt.

digital currencyCBDCcashless societyprivacyfinancial crime

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Views on Digital Currencies Accelerating a Cashless Society | IELTS Writing Task 2 | PuanAI